Complete guide to avoid online fraud
deception has always been one of the tools used by criminals to get your end. Some are centuries old, and although they have been modernized and adapted to current technology, the idea is the same. The online fraud they try to offer something that is not to obtain money, directly or indirectly. Hence the importance of cybersecurity, which begins with oneself. And if you are a Movistar customer, you also have additional help: Secure Connection.
Online fraud consists of pretend that who is speaking to you you are a company, service provider or public authority. Through deceit, they pretend that you provide them with your bank details, your credit card or that you make a payment. Either with a phone call, an email, an SMS message or a website created for that purpose. But you yourself can avoid being deceiveddetect fraud in time and report it.
Here is a list of tips for detect and prevent online fraud. In addition, we explain how Conexion Segura can help you, Movistar’s cybersecurity tool that will prevent you from opening online fraud links.
Phishing, fraud and false online offers
There are several types of online fraud, some with names as exotic as phishing, vishing or smishing. Frauds, as a rule, use social engineering, deception. Criminals impersonate someone through technologies such as a call, a message, or a web page. Its objective, make money by cheating. Hence the importance of it being you who does not fall into these traps.
The phishing is possibly the most popular fraud in recent years. It consists of supplanting the identity of another. A company, your Internet, electricity or water provider, your bank or any other banking entity, the Treasury, the National Police, the General Directorate of Traffic, the manufacturer of your phone, Microsoft… The list is endless. You will have received SMS messages, WhatsApp messages or emails of this type.
With the name of vishing a fraud older than emails or SMS messages has been baptized. This type of phishing scam uses the phone call of a lifetime. But now it has a more modern name. We also have the smishing, which is basically phishing through SMS messages. They have become very popular with scams related to Bizum where they try to charge you money by making you think they are paying you. Also with false deliveries of packages from online stores.
More online frauds on the rise related to cybersecurity. In combination or independently of messages and emails, cybercriminals create web pages that pretend to be your bank, a Movistar or Microsoft technical support page… There is something for everyone. Some more elaborate than others. Its purpose is basically get your bank details.
On the Internet we can come across other types of online fraud. Related to the online shoppingon the one hand there are non existent online stores or second hand sellers/buyers who want to cheat us on platforms like wallapop or the like. Other online products and services that are affected by fraud are offers of employment, the purchase or rental of housing or monetary services such as loans or investments. With false offers, the idea is obtain economic profit with false promises.
Surely you have heard cases from friends and acquaintances related to the above frauds related to the Internet and cybersecurity. Perhaps you have received such messages. How to detect them? How to differentiate a real message from a fraudulent one? Let’s see some clues.
Learn to spot fraud
Although online fraud can be very elaborate, as a general rule there is always some detail that gives them away. It may be a misspellinga bad wording to be an official text, that the address or phone number are not official, that the link that they provide you has nothing to do with who it claims to be, that it includes attached files that are irrelevant, that the website that wants to deceive you does not offer default encryption…
When receiving messages from your supposed bank, Internet provider or other public body, checking whether or not it is truthful is relatively simple. Your bank or provider already has their official channels to contact with you, through its mobile apps and its official pages. Use that way to check the veracity of a message and not the link that includes the message.
In online stores, money services or any other online service or product, it is convenient to check certain data on the page where we are. Any such page must offer a physical addressa tax identification numberoffer several payment methods that offer security in case you want to cancel the payment, conditions and policies, page encryption, etc.
When dealing with individuals, in second hand sales or job offers, it is important to take into account the reputation of those accounts on the corresponding platforms. Are they accounts created recently? Do they have a good score? Have you previously carried out other operations and have they been satisfactory?
More tips to avoid falling for online fraud. Don’t contribute personal information or own data. search whoever is on the other side the one who provides the data that should be available to you if he is who he says he is. Otherwise, common sensebe informed and check in various sources if a message is true or part of a fraud.
Against online fraud, Secure Connection
Throughout the article I have mentioned that we are the first line of defense against online fraud. But all help is little. Current cybersecurity tools often have databases to detect and block phishing type content.
If you are a Movistar customer, with Fusion or a mobile contract, you can activate Conexion Segura for free, the cybersecurity service that Movistar provides us to notify us if we are going to open a suspected malware or phishing link. This way you will avoid entering websites of dubious reputation.
The locks work on any device that you connect to your Movistar router via WiFi or Ethernet. But also if you leave home and access the Internet from the Movistar mobile data network. Inside and outside your home, your devices will connect securely to avoid online fraud.